Smarter Credit. Safer Deals. Stronger Governance.
Trusted by banks, sponsors, and developers to standardize underwriting, modernize credit processes, and strengthen risk governance with disciplined, forward-looking frameworks.
103% CRE portfolio growth managed | Reduced NPAs 5.33% → 0.64% | $1B+ funding unlocked
Where risk discipline and sustainable growth are treated as a single decision system
Our Core Services
Helping banks, developers, and investors make confident, data-driven CRE decisions.
Commercial Bank Risk Management
Examiner-Ready Risk Oversight: We bring balanced regulator-level insight to your CRE portfolio, ensuring underwriting, credit approval, and monitoring processes, meet OCC, FDIC, and Federal Reserve standards - without slowing your deal flow.
CRE Analytics & Due Diligence
Data Driving Better Decisions: From market absorption trends to project feasibility, we deliver the analytics you need to reduce uncertainty and protect returns: backed by decades of lending and credit risk management experience.
Bank and Investment Automation
Automation Built for Discipline: Streamlining credit documentation, data capture, and workflow consistency: so information flows cleanly across the credit process without sacrificing sound human judgment.
The Balance That Drives Better Outcomes
Most organizations don’t fail because they lack ambition or discipline. They struggle when growth objectives and risk constraints are treated as competing forces rather than a single decision framework.
LakeRock helps banks and investors structure decisions so growth remains achievable, defensible, and resilient as markets, capital conditions, and scrutiny change.
Risk doesn’t kill deals — unstructured risk does. We help decision-makers identify, price, and manage risk in a way that supports growth while remaining defensible as regulatory expectations, lender sensitivities, and market conditions evolve.
Growth starts with disciplined structure. We help banks and investors align capital structures that support loan growth and execution: balancing leverage, equity, and subordinate capital so transactions remain feasible, resilient, and defensible across market cycles.
Automation should strengthen discipline, not override judgment. We design credit data and workflow infrastructure that standardizes document intake, data capture, and information flow—so decisions scale consistently while governance, transparency, and human oversight remain intact.
HOW WE SEE OURSELVES
Built on Experience. Powered by Data.
Risk Advisory, CRE Analytics, Capital Solutions, and AI Underwriting. Integrated to close smarter, safer deals.
CRE Investment Consulting
We advise developers, investors, and sponsors on how to structure, finance, and scale deals wisely.
Financing Readiness
Independent advisory focused on CRE capital structure discipline and financing preparedness.
Credit Automation
Build intelligent, compliance-forward automation for CRE underwriting and documentation.
Data Driven Experience
Our Services
LakeRock Capital helps commercial real estate professionals grow safer, smarter portfolios.
CRE Risk Management
Helping banks uncover hidden risk, align with regulatory expectations, and modernize their CRE credit governance.
CRE Analytics
Turn CRE data into insight. From stress testing to market segmentation, we help you see the full risk picture .
Risk and growth are not opposing goals. The strongest decision-makers are those who structure decisions to support growth while ensuring they still hold up when markets, capital, and scrutiny change.
- Derek P. Pollard
Managing Partner
Peer Validation
Trusted by Senior Credit, Risk, and Lending Leaders
LakeRock’s perspective is shaped by real-world credit decision-making and informed by years of collaboration with senior leaders across banking, capital markets, and risk management.
Free & Impartial Advice!